We hope to be able to serve your insurance needs in the future.
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Medically Fragile Consumers
- April 1, 2020
- Posted by: lucasmarcdesign
- Category: Safety
No CommentsIn my consultation meetings with utility safety leaders around the country, the subject of medically fragile or medically dependent consumers comes up in many of the discussions.
In the light of the events currently swirling around us relative to the COVID-19 Corona virus, a disease that seems to be particularly threatening for the elderly and the medically compromised, it seems like a good time to review the issues involved in identifying these people and what can be done to assist those medically compromised consumers & family members in the event of a power outage.
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Culture is the Key to Safety!
- January 1, 2020
- Posted by: lucasmarcdesign
- Category: Safety
During visits and calls with members of this Power Program, I frequently find that our conversations about how to get good ideas off the conference room table and into the workers’ minds end up in discussions of company culture.
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Communication Towers: Inspection & Maintenance
- January 1, 2020
- Posted by: lucasmarcdesign
- Category: Safety
When visiting clients in this program, the subject of radio towers comes up regularly. Recently, a couple of our contacts have asked why we are concerned about them, especially if we don’t have the towers themselves insured.
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Subcontractors and Liability Protection
- October 1, 2019
- Posted by: lucasmarcdesign
- Categories: Claims, Liability
One commonly used method to transfer risk and avoid liability claims is the hiring of outside providers, or subcontractors, to handle specialty work or technically challenging tasks.
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Distracted Driving Can Expose Your Workers, Too
- October 1, 2019
- Posted by: lucasmarcdesign
- Category: Safety
As I have been visiting utilities in this program over the past few months, I have made a point of recapping some major fleet losses we have seen in recent years. Over these past few years, large losses in our utility fleets have been increasing, in collision and overturn claims as well as liability losses.
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The Cyber-Threat Lane
- June 30, 2019
- Posted by: lucasmarcdesign
- Categories: Safety, Technology
When I was young, many years ago, the euphemism that was used to (somewhat) more politely say, “Mind your own business,” was “Stick to your knitting.” I don’t hear that much anymore, but instead we now often hear a different expression for this euphemism, which is, “Stay in your lane.”
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Safe Driving, Again!
- June 30, 2019
- Posted by: lucasmarcdesign
- Category: Safety
Of all our regular safety topics, safe driving may be the one that is most often taken for granted. But, when you stop to think about it, vehicles are among the most dangerous tools utilities provide to their workers.
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Fleet Guidelines and Safe Driving Revisited
- April 1, 2019
- Posted by: lucasmarcdesign
- Category: Safety
Fleet guidelines and safe driving have been discussed in past issues of this newsletter many times. However, a couple of recent comments during loss prevention consultation visits got me thinking again about fleet use guidelines and how they can help to avoid unnecessary losses for utilities.
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Spring is in the Air; Paving Work is Close Behind
- April 1, 2019
- Posted by: lucasmarcdesign
- Category: Environmental Issues
Road maintenance and repair, with the concurrent construction crews that make them possible, provide an all-too-common challenge to utilities’ efforts to maintain proper system clearances and prevent contact with the lines.
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Property Values and Limits
- December 31, 2018
- Posted by: lucasmarcdesign
- Category: Coverage
Property values and coverage limits are a concern to insurance carriers, agents, and I hope to you too. Many utilities don’t devote too much attention to the property values on their insurance policies, at least not on a routine basis. But once there is a claim, it’s too late.